Home Loans
Whether you're a first-time home buyer or you're looking to refinance 现在的抵押贷款，Cal Coast为您提供解决方案. 我们的专业房地产和贷款团队成员将引导您从头到尾完成整个过程, 永远把自己的利益放在首位.
有竞争力的价格和灵活的选择
准备好跃进自有住房? 你想降低月供或缩短贷款期限吗? 我们随时准备帮助你走好每一步.
Refinance & Save
Refinance Your Existing Home Loan
每月还太多的抵押贷款? 考虑与加州海岸再融资，以降低你的付款和节省资金，从长远来看. 现在是探索以更低的利率和更好的期限获得储蓄的最佳时机.
Current Rates for Popular Loans
30-year Fixed5
APR as low as6.078% Learn More
- 低至5%，视贷款金额而定1
- Stable monthly payment
- Conforming and Jumbo options
7-year Fixed6
APR as low as5.251% Learn More
- Refinance only
- Stable monthly payment
- 贷款不超过$400,000的申请人是否有资格申请不进行内部评估
5/5 ARM7
APR as low as6.276% Learn More
- Rate adjusts only once every 5 years
- Down payment as low as 5%2
- 贷款人支付的抵押贷款保险
What do you want to do?
APR=Annual Percentage Rate. 根据信用记录，截至2024年9月28日的利率和条款, subject to credit approval, and subject to change without notice. 超过80% LTV的贷款需要抵押贷款保险. 付款例子不包括财产保险和税金, 而且支付的金额将高于披露的金额. 一些贷款可用于第二套住房和投资物业在不同的利率和条款. 会籍及信用须经批准. 为每一个在圣地亚哥生活或工作的人服务, Riverside, Imperial, Orange, Los Angeles, Ventura, and San Bernardino counties. 一次性5美元的会员费和储蓄账户是必需的. Restrictions apply.
- 30年期，固定利率，利率为8.250%, APR 8.648% and monthly payments of $9,730.97 inclusive of mortgage insurance. 这不包括财产保险或税收，并假设财产价值为1美元,300,000, 95% LTV, single family, owner-occupied, credit score 740+.
- 5/5 ARM优势，初始利率为7.000%, APR 7.153% and monthly payments of $3,160.这笔贷款没有按揭保险. 这还不包括财产保险和税收. 基于30年期限的付款示例, property value $500,000, loan amount $475,000, single family, owner-occupied. 根据联邦储备委员会提供的5年期固定期限国债(CMT)指数利率的周平均值，每5年变动一次的利率, plus a margin of 2.50%. 最高调整上限为每5年2%及在贷款期限内5%.
- Home Equity Line of Credit
- 返利由Home Rewards Group, Inc .颁发. 在Home Rewards网络中选择并使用房地产中介的买家. 仅购买住宅物业，佣金回扣为20%. 交易结束时，款项记入你的帐内. 使用加州海岸信用合作社抵押贷款并不是获得回扣的必要条件. 购买价格必须大于150,000美元. 所有返利均受限制、贷方指导方针、州法律和其他要求的约束. 某些物业可能没有资格获得折扣. 请向合格的税务专业人士咨询有关收到退税的税务影响. Home Rewards Group, Inc. 不隶属于加州海岸信用社吗. Subject to change without notice.
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